Ralph Michaels

Ralph Michaels

SAT CFB 5% TOTAL (TM TTL).......RED-HOT 6-1 (86%)!

PAY $35 OR WEEKEND WARRIOR IS $49! •• ALL 5% TOTALS NOW 7-2 (79%) & 24-12-1 (67%)!

CFB Top-Rated 5% Max plays are 15-6 (71.4%), with 5% football over/unders going 11-4 (73%)!
All CFB totals are now 14-6 (70%) and 30-16 (65%) since October 2025!
Since August 4th, Ralph has released 28 total plays rated 4% & 5%, and they are 21-7 (75%)!

With the $49 FB Weekend Warrior you will receive this 5% plus the rest of his Saturday CFB plays as well as his Sunday NFL plays!

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Messages

CFB/NFL RELEASE TIMES!

Last updated: Oct 7, 1:11 PM EDT

CFB - I handicap my entire CFB card prior to releasing any plays.
My Saturday CFB plays will start getting loaded on Thursday, and 90% will be loaded by 5 PM ET Friday. The latest I will add plays is Saturday by 10:30 AM ET.

NFL - Traditionally loaded on Saturdays by 2 PM ET. The latest I will add plays is Sunday by 10:30 AM ET.

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More From Ralph Michaels

Picks pending, please check back later
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WagerTalk Specials

WEEKEND WARRIOR: EVERY FOOTBALL PLAY, SAT & SUN, JUST $49!

Two days. Two sports. One pass. Get every Saturday College Football and Sunday NFL play from your handicapper, and every 5% max football release is in there too, no upcharge. Retail runs $78. You're in for $49!

Here's the edge most people miss: plays go out the moment they're released. Buy early in the week, and you get every play in real time, at the number your handicapper actually bet. Wait until the weekend, and you risk buying in after the line's already moved. The earlier you lock in, the more picks you catch at the right price.

This is the whole football weekend, wall to wall, for less than the price of a single max play elsewhere. Lock in your Weekend Warrior now and don't leave a snap or a number on the table.

NHL Hat-Trick All-Access Pass – Includes 5% Best Bets – ONLY $49!

Get every hockey play from your favorite handicapper for three full days. NHL, College Hockey, and any 5% Best Bets released on the ice, all for just $49.

That's only $16.33 per day for every premium hockey release your handicapper posts. You get instant access the moment plays drop, so you're on the best number before the lines move. 

Bought individually, these plays would run well over $100. The Hat-Trick Pass gives you three days of nonstop action for less than half that.

Bonus: Any international or overseas hockey played during your window is included at no extra charge.

Don't miss a single puck drop. Lock in your Hat-Trick All-Access Pass today and start cashing tickets!

*Access includes all NHL, College Hockey, and any international hockey selections played during your 3-day window.

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Free Picks

Sport
Game Selection
Game Time
CFB
(315) South Florida at (316) UTSA: Total
7:30pm EDT - Oct 8/2026

THE PLAY: Total Under 50.5 (-112)

(315) South Florida at (316) UTSA: Total

Total Under 50.5 (-112)

USF has played 4 FBS foes, gaining 208 yards as a 14.5 pt HF vs FIU, gaining 369 yds at Army, gaining only 214 yards as an 18.5 pt AF at Bowling Green, and then had 319 yds as a 5,5 pr HF vs Temple.
Those D’s rank #93,# 62, #124 and #111 with USF ranking 85.

In those 4 games, the Bulls offense has averaged 57.5 plays per game.

UTSA gained 525 yds at home vs. an FCS team, and 142 yards as a 30-pt Dog at Texas, but let's eliminate those top and bottom anomalies.
They had 398 yards at the #115 Texas St defense, 500+ yards at the #111 Colorado St defense, and 314 yards vs the #129 Rice D.
USF has the #72 defense, with a rush D allowing 134 (3.8)

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Last 20

Date
Sport
Pick
Result
Oct 08
CFB
Western Kentucky -135
(Analysis)
pending
Oct 07
CFB
Florida International -6.5 (-112)
(Analysis)
Win
Oct 07
MLB
(941) Tampa Bay Rays at (942) New York Yankees: Total FIrst Inning Under 0.5 (-135) Nick Martinez (RHP), Max Fried (LHP) Must Start
(Analysis)
Win
Oct 05
NFL
Monday Night Teaser 2% Atlanta +7.5/ Under 54
(Analysis)
Loss
Oct 04
NFL
(277) Detroit Lions at (278) Carolina Panthers: Total Total Over 50.5 (-118)
(Analysis)
Win
Oct 04
NFL
(275) Los Angeles Chargers at (276) Seattle Seahawks: 1H Total 1H Total Over 21.5 (-110)
(Analysis)
Win
Oct 04
MLB
(925) San Diego Padres at (926) Milwaukee Brewers: Total First Inning Under +0.5 (-135) Michael King (RHP), Logan Henderson (RHP) Must Start
(Analysis)
Loss
Oct 04
NFL
Minnesota -0.5, Baltimore -1.5, Buffalo +3
(Analysis)
Loss
Oct 03
CFB
1H Ohio State -7.5 (-108)
(Analysis)
Win
Oct 03
CFB
Oregon State -6.5 (-112)
(Analysis)
Win
Oct 03
CFB
Toledo Total Over 35.5 (-116)
(Analysis)
Win
Oct 03
CFB
USC Total Over 34.5 (-115)
(Analysis)
Loss
Oct 03
CFB
Arizona State -3.5 (-110)
(Analysis)
Loss
Oct 03
CFB
(149) Notre Dame at (150) North Carolina: 1Q Total 1Q Total Under 10.5 (-133)
(Analysis)
Loss
Oct 03
CFB
(149) Notre Dame at (150) North Carolina: 1H Total 1H Total Under 24.5 (-116)
(Analysis)
Loss
Oct 02
CFB
(109) Liberty at (110) Delaware: 1Q Total 1Q Total Under 10.5 (-130)
(Analysis)
Win
Oct 02
CFB
(109) Liberty at (110) Delaware: 1H Total First Half Under 25.5 (-110)
(Analysis)
Win
Oct 01
CFB
(103) Western Kentucky at (104) New Mexico State: Total Total Over 57.0 (-114)
(Analysis)
Loss
Sep 30
MLB
(905) Boston Red Sox at (906) New York Yankees: Total First Inning Under 0.5 (69) Sonny Gray (RHP), Max Fried (LHP) Must Start
(Analysis)
Win
Sep 27
NFL
(469) New England Patriots at (470) Jacksonville Jaguars: Total Total Under 46.0 (-108)
(Analysis)
Win
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Consultant Bio

Ralph was raised in the home of handicappers in Cleveland, Ohio. Starting in the industry as a key member of Phil Steele's early team, which expanded Northcoast Sports during the mid-90s. Ralph's personal following grew fast, allowing him to strike out on his own as the founder of California Sports. Over the next dozen years as General Manager of Phil Steele Publications and lead handicapper of Northcoast Sports, Ralph managed the creation of some of the most popular sports betting content ever, including Phil Steele's College Football Preview Magazine and Northcoast's Power Sweep Newsletter. Content displaying expertise so elite that Ralph was invited into college football's most exclusive club: Heisman Trophy Voter
Ralph Michaels has a math mind, steadily searching for a value in the numbers in addition to matchup edges, situational advantages, and hidden gems of information. Ralph finds more big bets in the college versions of football and basketball, but his handicapping approach also uncovers selective winners in the professional leagues like MLB. Small conferences are particularly profitable due to mispriced injuries and his profiling of exploitable coaching tendencies.

 

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